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Mortgage Interest Rates                                                            

At Mortgages First Associates, LLC, we strive to bring you innovative mortgage programs, competitive rates and fees, and exceptional customer service. One of the innovative ways we've changed the traditional lending process is by employing salary based Mortgage Loan Consultants who are not commissioned to recommend a specific program for you or to charge a higher rate simply to increase their own compensation. Request more information about these or other programs by calling 1-570-402-1086.

NO LENDER FEES  Conforming Loan Rates Minimum Loan size $250,000

Conforming Loan Rates Conforming Jumbo Loan Rates FHA Loan Rates VA Loan Rates

Program	Interest Rate	Our Cost(PAR)	Your Cost(PAR+)	Payment Calculator	1003 Mortgage Application	Pre-Approve Me
Conforming 30 Year Fixed	4.375%	2.000	+2,000
Conforming 30 Year Fixed	4.500%	1.250	+2,000
Conforming 30 Year Fixed	4.625%	1.000	+2,000
Conforming 30 Year Fixed	4.750%	0.875	+2,000
Conforming 30 Year Fixed	4.875%	0.750	+2,000
Conforming 30 Year Fixed	5.000%	0.250	+2,000

Program	Interest Rate	Our Cost(PAR)	Your Cost(PAR+)	Payment Calculator	1003 Mortgage Application	Pre-Approve Me
Conforming 20 Year Fixed	4.250%	2.375	+2,000
Conforming 20 Year Fixed	4.375%	1.750	+2,000
Conforming 20 Year Fixed	4.500%	1.250	+2,000
Conforming 20 Year Fixed	4.625%	1.000	+2,000
Conforming 20 Year Fixed	4.750%	.750	+2,000
Conforming 20 Year Fixed	4.875%	0.500	+2,000

Program	Interest Rate	Our Cost(PAR)	Your Cost(PAR+)	Payment Calculator	1003 Mortgage Application	Pre-Approve Me
Conforming 15 Year Fixed	4.250%	1.250	+2,000
Conforming 15 Year Fixed	4.375%	1.000	+2,000
Conforming 15 Year Fixed	4.500%	0.875	+2,000
Conforming 15 Year Fixed	4.625%	0.625	+2,000

Please Read the Following:
The interest rates and associated fees above reflect loan programs based on excellent credit, 20% down payment, owner-occupancy, single family residence property, full documentation of income and assets, and the establishment of an escrow account for the payment of hazard insurance, property taxes, and mortgage insurance. Refinance transactions assume a no-cash out loan. Cash out refinance loan rates, points and fees are marginally higher. The availability of loan programs and related interest rates and fees are subject to specific borrower and property eligibility as interest rates may vary depending on factors including, but not limited to, income and asset documentation, loan-to-value ratios, loan amount, points, lock period, your employment history, your credit history, occupancy, property type and transaction type. Adjustable rate mortgage interest rates are subject to increase during the term of the loan. Advertised rates are subject to change without notice and may not be available at loan commitment or loan closing without a rate lock commitment. Borrower qualification, loan program eligibility, borrower qualification and accurate interest rates and fees cannot be determined until a complete loan application has been submitted by the borrower and verified and reviewed by Mortgages First Associates, LLC.  A.P.R. illustrated above are based on a loan amount of $250,000.  A.P.R. may be higher or lower depending on your loan amount and costs.