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Construction Mortgage Interest Rates - PA                                                            
At Mortgages First Associates, LLC, we have an exceptional construction loan program. Your construction term rate is the same as the end loan locked rate but not less 7.990%. Ten days prior to modification, the permanent end loan rate is set to the LOWER of the current base rate +.125% or your end loan locked rate.  Request more information about these or other programs by calling us at 1-570-402-1086.  
Construction Loan Rates


 

 

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Credit scores less than 740 +0.25 to the points shown below.

Credit scores less than 719 +0.50 to the points shown below.

Construction 30 Year Fixed  - 180 day lock period (60 days to close plus 120 days to build) 
ProgramInterest Rate PointsA.P.R.Payment Calculator

1003 Mortgage Application

Pre-Approve Me

 30 Year Fixed End Loan6.375% 1.7506.556% Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
30 Year Fixed End Loan6.500%  1.6256.670%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
30 Year Fixed End Loan6.625%  1.5006.784% Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
30 Year Fixed End Loan6.750% 1.3756.898% Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
30 Year Fixed End Loan6.875% 0.7506.961% Apply or prequalify for a mortgage loan now SEND US YOUR LOAN

  

Construction 5 Year ARM - 180 day lock period (60 days to close plus 120 days to build) 
ProgramInterest Rate PointsA.P.R.Payment Calculator

1003 Mortgage Application

Pre-Approve Me

5 Year ARM End Loan6.250%  1.7506.913%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
5 Year ARM End Loan 6.375%  1.6256.909%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
5 Year ARM End Loan6.500%  1.5006.917%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
5 Year ARM End Loan6.625% 1.3756.926%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
5 Year ARM End Loan 6.750% 0.8756.959%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN

 

Construction 3 Year ARM - 180 day lock period (60 days to close plus 120 days to build) 
ProgramInterest Rate PointsA.P.R.Payment Calculator

1003 Mortgage Application

Pre-Approve Me

3 Year ARM End Loan5.875% 2.0007.702%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
3 Year ARM End Loan6.000% 1.6257.054%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
3 Year ARM End Loan6.125% 1.5007.050%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
3 Year ARM End Loan6.250% 1.2507.045%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN
3 Year ARM End Loan6.375% 1.0007.065%  Apply or prequalify for a mortgage loan now SEND US YOUR LOAN

Please Read the Following:
The interest rates and associated fees above reflect loan programs based on excellent credit, 20% down payment, owner-occupancy, single family residence property, full documentation of income and assets, and the establishment of an escrow account for the payment of hazard insurance, property taxes, and mortgage insurance. The availability of loan programs and related interest rates and fees are subject to specific borrower and property eligibility as interest rates may vary depending on factors including, but not limited to, income and asset documentation, loan-to-value ratios, loan amount, points, lock period, your employment history, your credit history, occupancy, property type and transaction type. Adjustable rate mortgage interest rates are subject to increase during the term of the loan. Advertised rates are subject to change without notice and may not be available at loan commitment or loan closing without a rate lock commitment. Borrower qualification, loan program eligibility, borrower qualification and accurate interest rates and fees cannot be determined until a complete loan application has been submitted by the borrower and verified and reviewed by Mortgages First Associates, LLC.  A.P.R. illustrated above are based on a loan amount of $250,000.  A.P.R. may be higher or lower depending on your loan amount and costs.

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1009 Staghorn Lane, Stroudsburg, PA 18360
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