Please Read the Following:
The interest rates and associated fees above reflect loan programs based
on excellent credit, 5% down payment, owner-occupancy, single family
residence property, full documentation of income and assets, and the
establishment of an escrow account for the payment of hazard insurance,
property taxes, and mortgage insurance. Refinance transactions assume a
no-cash out loan. Cash out refinance loan rates, points and fees are
marginally higher. The availability of loan programs and related
interest rates and fees are subject to specific borrower and property
eligibility as interest rates may vary depending on factors including,
but not limited to, income and asset documentation, loan-to-value
ratios, loan amount, points, lock period, your employment history, your
credit history, occupancy, property type and transaction type.
Adjustable rate mortgage interest rates are subject to increase during
the term of the loan. Advertised rates are subject to change without
notice and may not be available at loan commitment or loan closing
without a rate lock commitment. Borrower qualification, loan program
eligibility, borrower qualification and accurate interest rates and fees
cannot be determined until a complete loan application has been
submitted by the borrower and verified and reviewed by Mortgages First
Associates, LLC. A.P.R. illustrated above are based on a loan
amount of $250,000. A.P.R. may be higher or lower depending on
your loan amount and costs. |