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Please Read the Following:
The interest rates and associated fees above reflect loan
programs based on excellent credit, 20% down payment, owner-occupancy, single
family residence property, full documentation of income and assets, and the
establishment of an escrow account for the payment of hazard insurance, property
taxes, and mortgage insurance. Refinance transactions assume a no-cash out loan.
Cash out refinance loan rates, points and fees are marginally higher. The
availability of loan programs and related interest rates and fees are subject to
specific borrower and property eligibility as interest rates may vary depending
on factors including, but not limited to, income and asset documentation,
loan-to-value ratios, loan amount, points, lock period, your employment history,
your credit history, occupancy, property type and transaction type. Adjustable
rate mortgage interest rates are subject to increase during the term of the
loan. Advertised rates are subject to change without notice and may not be
available at loan commitment or loan closing without a rate lock commitment.
Borrower qualification, loan program eligibility, borrower qualification and
accurate interest rates and fees cannot be determined until a complete loan
application has been submitted by the borrower and verified and reviewed by
Mortgages First Associates, LLC. A.P.R. illustrated above are based on a loan
amount of $250,000. A.P.R. may be higher or lower depending on your loan amount
and costs.
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...Rates as American as Apple Pie...
