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Mortgage Calculators
Mortgage calculators that will help you calculate different loan and payment scenarios. If you have a question that these calculators do not help answer, please ask us directly! Please check our Mortgage Terms Glossary for commonly used mortgage terminology.
Mortgage payment calculator
Calculate mortgage monthly payment with applicable financial charges, including PMI, hazard insurance and property taxes.
Mortgage principal calculator
This calculator allow you to "peek into the future", allowing you to determine remaining balance of your mortgage after several years of payments.
Mortgage length calculator
This calculator will help you to determine your savings in the case of bigger monthly payments.
Affordability Calculator
Want to determine, how much you can borrow from a lender ? Use this calculator to calculate a maximum amount of loan which you might afford from the lender's point of view.
Tax benefits calculator
This calculator is useful to determine your tax savings after house purchase. Financial analysis includes first years and total tax savings.
Should I Refinance?
Your old APR (Annual Percentage Rate) is too high? Estimate your benefits of refinancing using this calculator.
Should I Pay Points to Lower Interest Rate?
Calculate, how points might affect your monthly payments and how fast they will pay for themselves.
Should I use HELOC to Lower Debt Payments?
Figure out, how you can cut current monthly debt payments using money from your Home Equity Line Of Credit (HELOC).
How Much Income do I Need to Qualify?
Need to know, how much money you need to earn to purchase house of your dream? This calculator will help you to figure this number out.
Which is Better: take a Second Loan or Pay PMI?
Don't miss out an opportunity, which might slash your PMI payments to zero and you will only benefit! It's name - second mortgage.
Interest-Only Calculator
Housing market moves up too fast ? Try to figure out, how much you can afford with interest only mortgage loan, if you are pretty sure, that market will continue its way to the sky...
Commercial Mortgage Calculator
Use this calculator to estimate your debt service coverage with a new commercial loan. If your debt service coverage is greater than 1.25, including your new loan payment, you have a good chance of being approved.
Canadian Mortgage Calculator
This calculator figures your monthly payment based on your input - conventional mortgage financing compounded semi-annually. It is also calculating required annual income, which every Canadian homebuyer need to have.
Which Loan is Better?
There are so many loan offers and you can't determine which of them is better than others? Input your numbers and lock the best offer you have.
Standard vs. Bi-Weekly
Heard, that bi-weekly payments can significantly decrease the time of mortgage payout? That's true, check it out with this calculator.
To use this calculator you will need Microsoft Excel
. You must first save the file to your computer. Not all closing cost are created equal. Compare closing Cost using this calculator. Contact Us if you have any problems opening the file or using this calculator or have questions.
Mortgage calculators by Mortgages First
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