No Lender Fees Mortgage Program - mortgagesfirst.com

No Lender Fee Program
Mortgages First has made comparing and shopping for a home loan easier. With our no lender fees mortgage loan program, you know what you're paying for up-front with Mortgages First. There is no bait and switch. No annoying fees...large or small. Just a great rate.
So when you apply with Mortgages First for a "lender fee-less" home loan, you won't be charged any of the following lender fees:
Description
Conforming
Jumbo
Origination Fee
Included
Included
Underwriting Fee
Included
Included
Administration Fee
Included
Included
Doc Prep. Fee
Included
Included
Processing Fee
Included
Included
Wire Transfer Fee
Included
Included
Credit Report Fee
Included
Included
Flood Cert. Fee
Included
Included
Tax Service Fee
Included
Included

Keep in mind any fees charged by other lenders or brokers are ordinarily not tax deductible. So you save even more by choosing our no lender fees mortgage program. But before you decide on what plan is right for you, it's always good to consult the advice of a professional tax advisor about the deductibility of mortgage interest and points.
Why No Lender fee mortgage loans?
By streamlining the financing process, Mortgages First is able to eliminate all lender fees. The no lender fees mortgage program is part of Mortgages First continued effort to open up the loan process, making it clearer and less intimidating.
What are lender fees?
Lender fees are charged for various services rendered by the lender. Common fees include application fees, administration fees, processing fees, underwriting fees, and funding fees.
Are there any fees that Mortgages First charges under its no lender fees program?
While there would not be charges for lender fees, your loan may still have third-party fees. Among these are fees for application (credited back at closing), appraisal, courier, notary, title insurance, and recording. Because other parties charge these fees, Mortgages First has no control over them. Please note that on your interest rate, your loan may include discount points. Loan discount points are different from fees and are used to buy down the interest rate.
What are lender fees typically worth?
While fee amounts vary depending on your loan amount, loan product, and state, most loans have fees in excess of $1,500 or more from competing lenders.
Are there any lender fees added at closing?
No. Mortgages First will provide you with one price for your loan with no hidden lender fees. All third party fees will be fixed once your documents have been prepared.

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