...Rates as American as Apple Pie...
Guaranteed Quoted Fees - Conforming Loans At Mortgages First Associates, LLC, we strive to bring you innovative mortgage programs, competitive rates and fees, and exceptional customer service. Request more information about these or other programs by calling us at 1-570-402-1086 or use more Info. Estimated Conforming Closing Costs (not applicable for government, construction or commercial loans).
Quoted Fees Amount Paid To Quote Guaranteed/Comment Loan Origination $0.00 Mortgages First Loan Discount TBD Lender* Must lock to guarantee Lender's Inspection Fee TBD Lender* Rarely Charged Tax Service TBD Lender* Varies by lender Processing $300.00 Mortgages First Underwriting Fee TBD Lender* Varies By Lender Wire Transfer TBD Lender* Varies By Lender Administrative Fee TBD Lender* Varies By Lender Total Lender* Fees $495-$895 Range of our lenders fees Third Party Fees Amount Paid To Quote Guaranteed/Comment Credit Report[1] included Credit Reporting Company Appraisal[2] $395.00 Appraisal Company Paid outside of closing.
Flood Certificate included Lender Tax Service $89.00 Title Company/Attorney Document Prep Fee Determined after application (DAA) Title Company/Attorney Title Insurance DAA Title Company/Attorney Title Closing Fee DAA Title Company/Attorney Recording Fees DAA Title Company/Attorney Document Fees DAA Title Company/Attorney Total Third Party Fees DAA Title Company/Attorney Prepaid and Escrow Funds Amount Paid To Quote Guaranteed/Comment Prepaid Interest DAA Lender 1-31 days of interest Property Tax Escrow DAA Escrow 3 -14 months of taxes Homeowner's Insurance DAA HO Insurance Company Estimated at 1 year + 2 months Mortgage Insurance DAA Lender/MI Company ALL LTVs >80% Total Prepaids and Escrow Funds DAA
Total Settlement Costs Closing Costs $1679 Prepaids and Escrows DAA Down Payment DAA Minimum 5 % down payment Total DAA Mortgage Payment Principal and Interest $.00 Property Taxes DAA Homeowner's Insurance DAA Mortgage Insurance DAA Mortgage Payment $
Guaranteed Lender Fee Terms
Please be aware that the guaranteed quoted fees described above do not include pre-paid items, certain real estate transaction costs and certain third party fees. Common examples of these types of costs include impounds for property related taxes, homeowner's insurance or flood insurance, initial annual premiums for homeowner’s insurance or flood insurance, prepaid interest, home warranties, property surveys, home inspections, final inspection fees, title insurance premiums and related costs, escrow / loan closing fees, attorneys’ fees, real estate closing fees, and incidental fees such as those assessed by employers who charge to verify a borrower’s employment, homeowner association’s administrative fees, courier fees, loan payoff charges or other non-standard fees. These fees can vary depending on your closing date, property type, and real estate practices customary in your state. We will do our very best to provide you a fair estimate of these fees at time of application and update you with actual charges in advance of your loan closing.
The costs above are based on the loan amount and loan to value ratio you specified and assume that your property is an owner-occupied, single family residence, and that standard title policy endorsements apply. Rates and APRs also assume that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. Your closing costs may exceed the estimate if you change loan amount, down payment, loan program, property type, or other terms. Refinance rates are based on no cash out to the borrower.
[1]The guaranteed credit report fee is valid for a single or joint credit report only. Unmarried borrowers will incur an additional credit report(s) fee.
[2] The guaranteed appraisal fee quoted above is valid for single family properties valued under $417,000; additional fees will apply for properties valued at $417,000 or above, multi unit properties or properties in rural areas. Appraisals are paid by borrower at time of appointment.
directory
Real Estate Agents
Nationwide Lending - Mortgage Information - Mortgage Advice -Yellow Pages 1009 Staghorn Lane, Stroudsburg, PA 18360
1-570-402-1086 Fax: 1-570-992-8853 8 am to 6 pm ESTCopyright 1998- 2008 Mortgages First Associates. All rights reserved.
