Mortgage Loans, Purchase, Refinance, Mortgage Rates, Mortgage Calculator & Advice

Thank you for shopping Mortgages First...we genuinely appreciate your business!

Benchmark 30 year mortgage rate at lowest level on record 4.500%.
Why are you waiting? Want to lose out, AGAIN?

We are your single source for anything related to real estate mortgage financing, and home or commercial mortgage information. We are committed to finding you the best rate at the most competitive possible cost for your credit and financial profile. We are here to assist you in your quest for the right mortgage solution to suite your specific needs. Try us out, apply today or email us any questions you may have, we look forward to working with you and providing you with the ultimate in customer satisfaction.
If you have dreamed of owning a home for the first time...
If you want to "move up" to a new home to take advantage of today's best low loan interest rates...

If you want to tap into your equity through refinancing your home or refinance your Adjustable Rate loan or you need a commercial or investment or second home loan...
We have access to hundreds of mortgage loan packages: Commercial, Residential, Reverse mortgages, FHA, VA and up to 80% LTV Hard Money. You might find it almost impossible to compare true costs of loans you may be offered -- but we know how to help you evaluate your own financial position and needs. Our loan consultants have the unique ability to help you find what you don't know and expand upon what you do.
TID BIT - Mortgage settlement costs are made up of: (1) closing costs (2) pre-paids (3) 3rd party expenses (title company fees) and (4) government fees. Closing cost = points, appraisal, lender fees, processing, broker fees. Pre-paids = pre-paid interest from the date of closing to the end of the month, escrows for property taxes and homeowners insurance (often referred to as as reserves). 3rd party expenses = title company fees for closing, title insurance, title policy endorsements. Government fees = recording fees, and transfer taxes if applicable in your state. All of these items are applicable to every pruchase and refinance transaction. For refinance transactions, borrowers can roll the bulk of any charges related to these items into the new loan if they so chose and the loan to value (LTV) supports it. Some or all of these may apply to your transaction. If your Good Faith estimate does not contain reasonable estimates for ALL of these items you may be in for an unpleasant surprise at closing. These apply to both purchase and refinance transactions. Always ask for settlement costs NOT just closing costs!!!
Yes we can assist you...